Deferred Fixed Annuity Calculator

Deferred Fixed Annuity
Initial Investment: $
Term: years
Term
Year
Annual
Rate
1 %
2 %
3 %
4 %
5 %
Compounding
Taxes at Withdrawal (optional)
Investment is Pretax
Tax Bracket
%
$20,000.00 invested in a
5 year annuity
Term
Year
#
Beginning
Value
$
Annual
Rate
%
Year-End
Value
$
Yield
to Term
%
120,000.001.6520,332.511.663
220,332.511.6520,670.543.353
320,670.541.6521,014.205.071
421,014.201.6521,363.576.818
521,363.571.6521,718.748.594
Tax (15%) = 257.81 (on Interest)

Post Tax Value = $21,460.93

Calculator Use

Calculate the year end values, compounded effective interest rate, taxes and post-tax value for an annuity. Interest is compounded monthly by default but you can select your compounding period. Only enter the annual rate for applicable years. For example, a 7 year annuity leaves 8, 9 and 10 blank.

Initial Investment
Amount or present value that you are putting into your annuity
Term Year & Annual Rate
Each year of the annuity and its corresponding interest rate (rate of return) expected for that year.
Compound
The frequency that compounding will occur on your investment each year.
Investment is Pretax?
Check this box if your investment is made with pretax dollars and you want taxes calculated at the time of withdrawal
Tax Bracket
If you will not reinvest, enter the percentage tax you expect to pay at the time of withdrawal

Sample Output

$20,000.00 invested in a
5 year annuity
Term
Year
#
Beginning
Value
$
Annual
Rate
%
Year-End
Value
$
Yield
to Term
%
120,000.001.6520,332.511.663
220,332.511.6520,670.543.353
320,670.541.6521,014.205.071
421,014.201.6521,363.576.818
521,363.571.6521,718.748.594
Tax (15%) = 257.81 (on Interest)

Post Tax Value = $21,460.93
 

Cite this content, page or calculator as:

Furey, Edward "Deferred Fixed Annuity Calculator" From http://www.CalculatorSoup.com - Online Calculator Resource.