# Deferred Fixed Annuity Calculator

## Calculator Use

Calculate the year end values, compounded effective interest rate, taxes and post-tax value for an annuity. Interest is compounded monthly by default but you can select your compounding period.

- Initial Investment
- Amount or present value that you are putting into your annuity
- Term Year & Annual Rate
- Each year of the annuity and its corresponding interest rate (rate of return) expected for that year.
- Compound
- The frequency that compounding will occur on your investment each year.
- Investment is Pretax?
- Check this box if your investment is made with pretax dollars and you want taxes calculated at the time of withdrawal
- Tax Bracket
- If you will not reinvest, enter the percentage tax you expect to pay at the time of withdrawal

### Sample Output

Term

Year

#

Year

#

Beginning

Value

$

Value

$

Annual

Rate

%

Rate

%

Year-End

Value

$

Value

$

Yield

to Term

%

to Term

%

1

100,000.00

1.65

101,662.54

1.663

2

101,662.54

1.65

103,352.71

3.353

3

103,352.71

1.65

105,070.99

5.071

4

105,070.99

1.65

106,817.83

6.818

5

106,817.83

1.65

108,593.71

8.594

Post Tax Value = $107,304.66