# Time Value of Money Calculators

Calculate the time value of money with present value calculators and future value calculators. See how changing the number of periods, interest rate, and compounding frequency affect time value of money including annuities, cash flow and investments.

## Present Value (PV) Calculators

Calculate present value and present value interest factor (PVIF) for a future lump sum, annuity, growing annuity or investment. With continuous compounding and perpetuity options.

Present Value Calculator, Basic

Calculate basic present value of a future value amount

Calculate present value (PV) from future value (FV) given time period, rate and compounding interval

Present Value of $1 Annuity Table (PVIFA)

Present Value of $1 Table (PVIF)

Present Value Formula Derivations

How to mathematically derive present value formulas for a future sum, annuity, growing annuity, perpetuity with continuous compounding

A list of present value formulas for a future sum, annuity, growing annuity, perpetuity with continuous compounding

## Future Value (FV) Calculators

Calculate future value and future value interest factor (FVIF) for a present lump sum, annuity, growing annuity or investment. With continuous compounding and perpetuity options.

Future Value Calculator, Basic

Calculate basic future value of a present value amount

Calculate future value (FV) from present value (PV), given time period, rate and compounding interval

Future Value of $1 Annuity Table (FVIFA)

Future Value of $1 Table (FVIF)

Future Value Formula Derivations

How to mathematically derive future value formulas for a present sum or investment, annuity, growing annuity, perpetuity with continuous compounding

Future value formulas for a present sum or investment, annuity, growing annuity, perpetuity with continuous compounding